‘A report by power supplier Npower, claiming bills will rise due to higher energy distribution costs, has been dismissed by regulator Ofgem as “misleading”.’
BBC News, 22nd January 2014
Source: www.bbc.co.uk
‘Privacy experts have warned that commercial firms will be able to identify people when they are given access to confidential NHS patient data.’
The Independent, 20th January 2014
Source: www.independent.co.uk
‘Many payday lenders could be breaking the law by charging excessive default fees to borrowers who miss repayments, according to Which? An investigation by the consumer group revealed that 10 of 17 leading payday lenders have default fees of £20 or more, and four charged £25 and above, with Wonga topping the table at £30.’
The Independent, 13th January 2014
Source: www.independent.co.uk
‘A man who turned his Devon home into a shop selling illegal cigarettes to school children has been spared a jail sentence.’
BBC News, 9th January 2014
Source: www.bbc.co.uk
‘As everyone knows, copyright restricts the acts listed in s.16 (1) of the Copyright, Designs and Patents Act 1988 (“CDPA”) in relation to a work in which copyright subsists (“a copyright work”). Those acts include copying, issuing copies, renting, lending or communicating the work to the public etc. Anyone who does any of those acts without the owner’s licence infringes that copyright. He or she may be sued or in an extreme case prosecuted.’
NIPC Law, 17th December 2013
Source: www.nipclaw.blogspot.co.uk
‘Car insurance premiums are too high and should be reduced through far-reaching reforms, the competition watchdog has said.’
The Guardian, 17th December 2013
Source: www.guardian.co.uk
‘Consumers who receive a bad service from claims management companies could receive compensation following new law changes announced by Justice Minister Shailesh Vara.’
Ministry of Justice, 10th December 2013
Source: www.gov.uk/government/organisations/ministry-of-justice
‘A London borough is thought to have brought the first successful prosecution of a salon owner under the Sunbeds (Regulation) Act 2010 following the failure of a test purchase.’
Local Government Lawyer, 9th December 2013
Source: www.localgovernmentlawyer.co.uk
‘Price comparison websites and insurers in the motor, travel and home insurance markets are the subject of a regulatory probe by the Financial Conduct Authority (FCA) amidst concerns that consumers are being misled when buying cover through those sites.26 Nov 2013.’
OUT-LAW.com, 26th November 2013
Source: www.out-law.com
‘The Government will introduce legislation to cap the cost of payday loans to borrowers, the Chancellor of the Exchequer has announced.’
OUT-LAW.com, 27th November 2013
Source: www.out-law.com
Maletic and another v lastminute.com and another (Case C-478/12); [2013] WLR (D) 444
“The concept of ‘other party to the contract’ laid down in article 16(1) of Council Regulation (EC) No 44/2001 of 22 December 2000 on jurisdiction and the recognition and enforcement of judgments in civil and commercial matters (OJ 2001 L12, p 1)also covered the contracting partner of the operator with which the consumer concluded that contract and which had its registered office in the member state in which the consumer was domiciled.”
WLR Daily, 14th November 2013
Source: www.iclr.co.uk
“Retailers, banks and other companies involved in processing credit and debit card payments will be subject to a new set of data security requirements from January, the Payment Card Industry Security Standards Council (PCI SSC) has announced.”
OUT-LAW.com, 8th November 2013
Source: www.out-law.com
“A sweet shop owner has been fined after he sold 30p Asda Smart Price chocolate bars as ‘Wonka’ bars worth £3.”
The Independent, 5th November 2013
Source: www.independent.co.uk
“The OFT recently published a consultation paper on its proposed eight new sector-wide principles in relation to online and app-based games. Whilst the principles will not be legally binding, they make clear the OFT’s views on businesses’ obligations under consumer protection law. The principles were proposed following the results of the OFT’s investigation in April 2013 which highlighted concerns about pressure put on children to make in-game purchases because of pressure to do so within the games. It was found that, in some games, parents were unwittingly incurring large bills due to their children being misled by aggressive practices which exploited their inexperience and vulnerability (for example, by implying that other players or characters within a game were reliant on the consumer paying for something). The OFT considered that these types of practices may amount to undue influence.”
Technology Law Update, 5th November 2013
Source: www.technology-law-blog.co.uk
“Interest- Rate Hedge Products (‘IRHPs’) include a variety of different products sold to customers to help protect them against interest rate risk. The down side is that such products are often complex and structured to produce adverse financial effects for the customer if the Bank of England Base Rate (‘Base Rate’) goes down. And we all know that is exactly what has happened in recent years. This has given rise to a wave of IRHP mis-selling claims.”
Littleton Chambers, 23rd October 2013
Source: www.littletonchambers.com
“One of the difficulties encountered when advising clients as to the merits of their claim that they have been mis-sold an Interest Rate Hedging Product (IRHP), usually an Interest Rate Swap, is the paucity of decided case law concerning the sale of such products.”
No. 5 Chambers, 21st October 2013
Source: www.no5.com
“Businesses that sell goods and services to consumers over the internet should face criminal penalties if they fail to display details on cancellation rights, the Trading Standards Institute (TSI) and Association of Chief Trading Standards Officers (ACTSO) has said.”
OUT-LAW.com, 28th October 2013
Source: www.out-law.com
Emrek v Sabranovic: (Case C-218/12); [2013] WLR (D) 390
“Article 15(1)(c) of Council Regulation (EC) No 44/2001 of 22 December 2000 on jurisdiction and the recognition and enforcement of judgments in civil and commercial matters did not require the existence of a causal link between the means employed to direct the commercial or professional activity to the member state of the consumer’s domicile. However, the existence of such a causal link constituted evidence of the connection between the contract and such activity.”
WLR Daily, 17th October 2013
Source: www.iclr.co.uk
“The Office of Fair Trading announced it would examine how universities in England compete for undergraduates and whether degree courses meet students’ expectations.”
Daily Telegraph, 22nd October 2013
Source: www.telegraph.co.uk
“A commuter’s court victory could see hundreds of passengers demanding cheaper season tickets as train operators move to plug a ‘loophole’ which he exploited.”
Daily Telegraph, 8th October 2013
Source: www.telegraph.co.uk
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