“The latest development in the credit hire saga, this decision follows the attempts by defendant insurers to apply the Cancellation of Contracts made in a Consumer’s Home or Place of Work Regulations 2008 (“the 2008 Regulations”). In Chen Wei v Cambridge Power & Light Ltd the defendant successfully used the claimant’s breach of the 2008 Regulations to avoid payment of any hire charges. In this case the claimant sought to avoid the same conclusion by having the damages paid under a policy of insurance which was in place and pursuing the claim as a subrogated claim by the insurers.”
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Zenith Chambers, 17th January 2012
Source: www.zenithchambers.co.uk