Carey v HSBC Bank plc and Associated Cases
Queen’s Bench Division
“A creditor could satisfy its duty under section 78 of the Consumer Credit Act 1974, to give a debtor, when asked in writing, a copy of the running-account regulated credit agreement and other documents referred to therein, by providing a reconstituted version of the executed agreement, which might be from sources other than the signed version.”
The Times, 25th January 2010
Source: www.timesonline.co.uk